Property/Equipment Insurance (Flat Sum Insured £10,000) Extends your cover to include Property/Equipment insurance of £5,000. Cover excludes theft or attempted theft from any unattended vehicle unless all doors and windows have been secured and locked. If left overnight in a vehicle, it must be parked in a securely locked building e.g. a garage, or parked in a fully enclosed, securely locked yard. An Excess of £50 applies.